According to a CNBC survey done in January 2020, 41% of Americans couldn’t cover a $1,000 emergency.
Everything You Need to Know About Starting an Emergency Fund
Convenience vs. Compound Interest
Don’t get me wrong, it’s amazing that I can get groceries delivered in under an hour and pretty much any food I could dream delivered, but it all comes at a cost.
Numbers to Budget By
One of the hardest and most confusing parts about budgeting is really not knowing what your budget SHOULD look like. Truth is that there are no hard and fast rules because, ultimately, your budget is what you want it to be (for better or worse.) That being said, there are some guidelines to help you get started if you are on the path to a balanced budget.
Zero-Based Budgeting
This budget style finally gave my money a job to do and I know what it will be doing for years to come.