Don’t get me wrong, it’s amazing that I can get groceries delivered in under an hour and pretty much any food I could dream delivered, but it all comes at a cost.
Numbers to Budget By
One of the hardest and most confusing parts about budgeting is really not knowing what your budget SHOULD look like. Truth is that there are no hard and fast rules because, ultimately, your budget is what you want it to be (for better or worse.) That being said, there are some guidelines to help you get started if you are on the path to a balanced budget.
15 Common Sinking Funds & How To Use Them
Unfortunately, your paycheck doesn’t just get bigger when you have a big expense due. You have to make the plan (aka the budget) to prepare for those months when your expenses might be bigger than your income. Sinking funds are a way to strategically put aside money in your budget for larger expected and unexpected costs.
Zero-Based Budgeting
This budget style finally gave my money a job to do and I know what it will be doing for years to come.