Create more, spend less, and waste nothing.
What would you say if I told you that you could eat food up to 30 years old? Honestly, it would probably be a resounding “YUCK!” I was right there with you until recently. We bought a home in 2021 and are finally able to have the garden we have always wanted, and we are […]
According to a CNBC survey done in January 2020, 41% of Americans couldn’t cover a $1,000 emergency.
Don’t panic, just make a plan.
We went from being aggressive savers for big goals like our first home, to those who save to protect our finances. That might reflect in what moves we were able to make, but I hope this is is just a source of inspiration for whatever boat you may find yourself in.
Chances are you have to work from home at least every once in a while so here are some tips to make your WFH time just as effective as, if not more, your time spent in the office.
If we were all just prepared no one would have to freak out, which makes me want to freak out. So can we just all agree to be prepared?
I could never shop at Costco when I lived in the city because where was I supposed to keep 30 rolls of toilet paper?
Don’t get me wrong, it’s amazing that I can get groceries delivered in under an hour and pretty much any food I could dream delivered, but it all comes at a cost.
One of the hardest and most confusing parts about budgeting is really not knowing what your budget SHOULD look like. Truth is that there are no hard and fast rules because, ultimately, your budget is what you want it to be (for better or worse.) That being said, there are some guidelines to help you get started if you are on the path to a balanced budget.
Unfortunately, your paycheck doesn’t just get bigger when you have a big expense due. You have to make the plan (aka the budget) to prepare for those months when your expenses might be bigger than your income. Sinking funds are a way to strategically put aside money in your budget for larger expected and unexpected costs.
We live in a world of convenience and that’s, well, convenient. It’s not great for the environment, it’s not great for your wallet, and sometimes, it’s not even that great for saving time. Here is a list of things you should stop throwing away and start finding value in.